Ruby
Red corundum, the second hardest gem after diamond. Manik in Hindi, and the stone of the Sun in Vedic astrology.
Ruby and sapphire are the same mineral, corundum. Red corundum is called ruby; every other colour is sapphire.
Colour is what drives price. The most valued is a strong pure red with a hint of blue, historically called pigeon's blood.
Almost all commercial ruby is heat treated to improve colour and clarity, which is normal, stable and expected. Glass-filled ruby is a different thing entirely and is worth a fraction as much.
When you are buying
Ask specifically whether a ruby is heat treated or glass filled. Heat is fine and universal; lead glass filling is a repair that fails under ordinary jewellery cleaning.
Pearls with rubies
70 pieces in the collection right now, from ₹1,600.

Beautiful Pearl Jhumkas in Rubies, Emeralds and American Diamonds - Style 2

Beautiful Pearl Jhumkas in Rubies, Emeralds and American Diamonds - Style 1

Pretty Pearl Hangings in SP Ruby Stones

Simple 18Inch Black Beads Necklace With White Pearl & SP Ruby Beads

Alluring Floral SP Ruby Studs With 5mm White Oval Pearl Drops

Radiant 2Step Jhumkas Featuring White Seed Pearl & Ruby Droplets

Opulent Paisley Studded White Seed Pearl Jhumkas Featuring Emeralds & Rubies

Luminous Paisley Studded Jhumkas Featuring White Seed Pearls & Ruby Droplets
Emerald
The green variety of beryl. Panna in Hindi, the stone of Mercury, and almost always full of internal inclusions.
Blue Sapphire
Blue corundum. Neelam in Hindi, the stone of Saturn, and the most cautiously prescribed gem in Vedic astrology.
Navratna
A setting of nine gemstones, one for each of the nine planets in Vedic astrology, arranged in a fixed order.
Gemstone
Any mineral or organic material cut for jewellery. Traditionally split into precious (diamond, ruby, sapphire, emerald) and semi-precious.
Certification Labs
Independent gemmological laboratories that identify and grade stones and pearls. The name on the report is what gives it weight.